Expert Health Insurance Advocacy in the Philippines
As an Independent Health Insurance Advisor Philippines, Sean Camello is your trusted Pacific Cross Insurance Agent. Discover Premium Medical Insurance Philippines tailored to your lifestyle, ensuring health protection that goes beyond the basic HMO.
Why Choose an Independent Insurance Advisor?
As a Health Insurance Advisor in Cebu City, Manila and nationwide, I focus on high-quality alternatives to standard HMO plans and robust critical illness coverage.
The Advocacy Difference: no product pushing—only carefully selected Pacific Cross plans, from Blue Royale to Select, backed by long-term, hands-on claims support.
Plain English
No jargon. Just clear explanations of what is covered and what isn't, so you're never surprised.
Full Transparency
I explain the limitations of HMOs and exactly where private insurance fills the gap in your protection.
Long-term Partnership
I'm not here for a transaction. I'm here for claims, questions, and changes in your life stages.
Serving Clients Nationwide
When I'm not helping families secure their future, I'm building my own. Understanding the value of life outside of work helps me better protect what matters most to you.
Family First
Father of two, understanding the weight of responsibility.
Outdoor Enthusiast
Recharging in nature to stay sharp and focused.
Financial Strategy
Always learning new ways to optimize wealth protection.
Why You Need More Coverage
Standard HMOs leave a massive gap when critical illness strikes. Don't find out when it's too late.
Find out which Plan Fits You
Take our 1-minute questionnaire to receive a curated list of Pacific Cross plans that match your budget, health needs, and lifestyle.
Comprehensive Coverage Options
HMO Top-Up
(FlexiShield)
Perfect for employees and individuals with an existing HMO who want to extend their limits for major hospitalizations.
- Provides up to ₱2,000,000 additional limit
- Activates after your current HMO is exhausted
- Includes Daily Hospital Income benefit
- Covers pandemic/COVID-19 conditions
- Free TeleHealth Services included
Comprehensive Medical Protection
(Select)
Perfect for individuals and families looking for a value-packed peso plan with access to top local hospitals and emergency overseas coverage.
- Up to ₱5,000,000 maximum coverage
- No-cash-outlay at accredited hospitals or swift reimbursement
- Includes Mental Health Care and Annual Physical Exam (APE)
- Built-in Travel+ benefits (e.g., flight delay, baggage loss)
- (Starting premium based on Select Standard Ward for ages 11–20)
Worldwide Medical Dollar Plan
(Blue Royale)
Worldwide coverage without compromise. The ultimate protection for executives and frequent travelers.
- Worldwide coverage (inc. USA)
- Maximum benefit limits ($2M+)
- Premium hospital suite access
- Full travel insurance benefits
Why trust Sean with your health?
It's not just about selling a policy. It's about being there when the claims happen. I fight for your coverage so you can focus on recovery.
Read more success stories →"Sean helped us navigate a complex maternity claim that we thought wouldn't be covered. His advocacy made all the difference."
"Transitioning our employee benefits to Pacific Cross was seamless thanks to Sean's detailed orientation sessions."