#1 Pacific Cross Advisor in NCR

Health Protection
That
Goes Beyond the
HMO.

Expert advice from Sean Camello, your partner in navigating Pacific Cross plans for you, your family, or your workforce. Don't settle for basic coverage.

Client
Client
Client
Trusted by 500+ families and businesses.
Sean Camello
4.9/5 Rating

"Sean made insurance easy to understand for our entire team."

My Philosophy

Diagnosing Vulnerabilities,
Not Selling Policies

I don't believe in pushing products. I believe in understanding your life's unique risks and finding the right shield for them.

Plain English

No jargon. Just clear explanations of what is covered and what isn't, so you're never surprised.

Full Transparency

I explain the limitations of HMOs and exactly where private insurance fills the gap in your protection.

Long-term Partnership

I'm not here for a transaction. I'm here for claims, questions, and changes in your life stages.

A Personal Approach

More than an advisor

When I'm not helping families secure their future, I'm building my own. Understanding the value of life outside of work helps me better protect what matters most to you.

Family First

Father of two, understanding the weight of responsibility.

Outdoor Enthusiast

Recharging in nature to stay sharp and focused.

Financial Strategy

Always learning new ways to optimize wealth protection.

Father and daughter walking towards mountains
Father walking with two children along a nature path
Financial advisor reviewing strategy documents
The Reality Check

Why You Need More Coverage

Standard HMOs leave a massive gap when critical illness strikes. Don't find out when it's too late.

MEDICAL INFLATION
10-15%
Increasing Annually
The cost of healthcare in the Philippines is rising faster than general inflation, eroding the value of savings.
FINANCIAL GAP
65%
Of Bankruptcies
Medical expenses are the leading cause of bankruptcy, often occurring despite having basic HMO coverage.
COVERAGE LIMIT
Low Limits
On Standard HMOs
Most corporate HMOs cap at ₱150k-₱200k. A single critical illness episode can easily exceed ₱1 Million.

Find out which Plan Fits You

Take our 1-minute questionnaire to receive a curated list of Pacific Cross plans that match your budget, health needs, and lifestyle.

Fast & Easy
100% Private
No Commitment

Why trust Sean with your health?

It's not just about selling a policy. It's about being there when the claims happen. I fight for your coverage so you can focus on recovery.

Read more success stories

"Sean helped us navigate a complex maternity claim that we thought wouldn't be covered. His advocacy made all the difference."

MK
Maria K.
Business Owner, Makati

"Transitioning our employee benefits to Pacific Cross was seamless thanks to Sean's detailed orientation sessions."

RJ
Rico J.
HR Director, Taguig